Disabled Veteran Property Tax Exemption Georgia Calculator

Key takeaways

Georgia's disabled-Veteran property tax exemption under O.C.G.A. §48-5-48 is all-or-nothing at the 100% service-connected (or TDIU) threshold: $126,526 of assessed value exempted from all ad valorem tax in 2026, with no partial-rating benefit today.
The 2026 figure is federally indexed to 38 U.S.C. §2102 and adjusts every federal fiscal year (October 1); confirm the current figure with your county tax commissioner before relying on this estimate for a closing-week decision.
Apply directly with your county tax commissioner under O.C.G.A. §48-5-48, not through your mortgage lender; the county, not Cornerstone, determines and administers the exemption.
Because the exemption removes up to $126,526 of taxable value and most or all of your property-tax escrow, it lowers your VA loan's monthly PITI and can improve your qualifying DTI; Mike structures pre-approvals to reflect the post-exemption number when the servicer allows it.

Your situation

Your qualification

VA disability status

Georgia has no partial-rating property-tax benefit, §48-5-48 is all-or-nothing. Unremarried surviving spouses and minor children of qualifying Veterans keep it.

Your home

Home market value

GA county

Rough planning assumptions; your city, school district, and bond levies set the real rate.

Is this your primary residence?

Your savings under O.C.G.A. §48-5-48

$0 per year · $0 over 10 years

Annual property tax (without exemption)	$0
Exemption applied	—
Annual tax removed	$0
Annual property tax (after exemption)	$0
Annual savings	$0

How to claim: Apply with your county tax commissioner or board of assessors by April 1, with your VA award letter (a letter from the Georgia Department of Veterans Service certifying eligibility also works). Once granted it renews automatically. Overview at Veterans.georgia.gov. We handle the financing side; your county handles the exemption.

How does the Georgia disabled Veteran property tax exemption calculator work?

This calculator estimates the property tax a 100% service-connected disabled Veteran saves under Georgia's homestead exemption (O.C.G.A. §48-5-48). Enter your home value and county, and it applies the 2026 exemption of $126,526 of value against your local millage. The exemption is all-or-nothing at the 100% rating (or a TDIU 100% pay rate); Georgia has no partial-rating tier today. Confirm the current figure with your county tax commissioner. For eligibility, surviving-spouse rules, and county application steps, see the full Georgia disabled Veteran property tax exemption guide.

Talk to a GA VA loan specialist about your numbers

Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, Nationwide Mortgage Licensing System (NMLS) #260555) reviews every result personally. No commitment, no pressure.

Simplified estimate: millage varies by city, school district, and bond levies, and your county sets assessed value. Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.