Bases: Fort Moore · Fort Stewart · Robins AFB · Moody AFB · $0 down VA · GA disabled-Veteran property tax exemption · Call Mike (480) 296-6513

Georgia VA Loan — BAH Calculator

Pick your base, pick your rank, see what home your 2026 BAH actually covers — including the GA summer utility reality national lenders skip.

By Mike Certo, NMLS #260555 — Updated June 2026

Your Situation

Your Base & Rank

Duty station

Pay grade

Dependents?

Estimated 2026 BAH: $1,665 / month (confirm your exact rate)

The Home

Georgia county (property tax)

Utility load (summer cooling)

National calculators skip this. GA summer A/C is real and changes what BAH covers.

Assumed rate (%) for estimating

Enter any rate to estimate payments. This is an assumption for the math, not a quote or an offer — ask Mike for current pricing.

Funding fee?

Down payment % (most VA buyers use 0%)

Estimated HOA ($/mo)

Pooler / Richmond Hill / Hinesville master-planned typically $80-180/mo. Older neighborhoods often $0.

Your Result

Pick your base and rank to see your number.

2026 BAH rates from DoD published rates effective Jan 1, 2026. Property tax estimates use 2026 effective rates by GA county. Utility estimates are GA-typical ranges (Georgia-typical summer cooling); your actual will vary by home size and habits. Funding fee per VA Lenders Handbook 2026 — waived for 10%+ disability. Calculator is educational, not a loan commitment. Mike Certo NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender.