Georgia VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The GA VA Loan Playbook — 30+ page comprehensive guide to using VA financing in Georgia. Covers eligibility, calculations, GA-specific advantages (O.C.G.A. §48-5-48, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- GA Veteran Money-Saving Guide — quarterly-updated 20-page guide to GA + federal veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max GA home price with GA summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with GA county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- O.C.G.A. §48-5-48 Tax Savings Calculator — disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core GA VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 GA Loan Limits — all 15 counties + jumbo
- O.C.G.A. §48-5-48 Disabled Veteran Property Tax — 2026 expansion deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
GA-specialist content (zero-national-coverage)
- GA DPA + VA Stacker — Chenoa Fund + Arrive Home + Essex/NHF Sapphire with Veteran bonuses
- VA Construction Loans in GA — single-close vs two-close + GA builder list
- Snowbird to GA Resident — occupancy + tax residency transition
- Tribal Lands + NADL — 22 GA tribes + Native American Direct Loan
- Hurricane and flood + Insurance Reality — Dahlonega, Helen, Payson, Blue Ridge
- Atlanta vs Savannah vs Blue Ridge — GA metro comparison
- Summer PCS Playbook — June-August buyer competition tactics
- GA Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ GA-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Fort Moore — Maneuver Center of Excellence, Columbus
- Fort Stewart — 3rd Infantry Division, Hinesville
- Robins AFB — Warner Robins Air Logistics Complex, Warner Robins
- Moody AFB — 23rd Wing, A-10, Valdosta
City guides
- Atlanta · Savannah · Augusta · Columbus · Hinesville · Warner Robins · Macon
Veteran discounts
- Statewide GA veteran discounts — state programs + federal benefits + national chains
- Atlanta metro discounts
- Savannah area discounts
- Columbus + Fort Moore discounts
Free services
- GA VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- GA Department of Veterans' Services — state Veteran programs
- Chenoa Fund — National VA-compatible DPA program, no income limits
- Arrive Home DPA — National VA-compatible forgivable grant program